Welcome to Dr Owais Rafiq. Our blog is located at Dr Owais Rafiq . These Terms and Conditions govern your use of our Site and services.

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Site.

1. Intellectual Property Rights

Unless otherwise stated, we own the intellectual property rights for all material on Dr Owais Rafiq. All intellectual property rights are reserved. You may access this from Dr Owais Rafiqfor your personal use, subject to restrictions set in these terms and conditions.

 2. User Obligations

You must not:

• Republish material from Dr Owais Rafiq
• Reproduce, duplicate, or copy material from Dr Owais Rafiq
• Redistribute content from Dr Owais Rafiq

3. User Comments

• Certain parts of this website offer the opportunity for users to post comments and opinions.
• Dr Owais Rafiq does not filter, edit, publish, or review Comments prior to their presence on the website.
• Comments do not reflect the views and opinions of Dr Owais Rafiq, its agents, or affiliates.
• Comments reflect the views and opinions of the person who posts their views and opinions.

4. Content Liability

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website.

5. Disclaimer

• The information on this website is provided with all faults, and Dr Owais Rafiq makes no express or implied representations or warranties of any kind related to this website or the materials contained on this website.

6. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State/Country of Bahrain, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Saar, Kingdom of Bahrain,00973,Bahrain  for the resolution of any disputes.